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Personal Loans can be a mixture of 'purposes'.
Some people wish to consolidate their cards and renovate the home. This lowers the repayments on the cards and gets them paid off sooner, while having the convenience of one payment.
If this suits you discuss it when you speak to your Broker about the Personal Loan set up that best suits YOU.
Secured And Unsecured Loan Types |
Personal Loans come in basically 2 catagories: Unsecured Personal Loans, and Secured Personal Loans and if there is a car involved often these types of Loans are referred to as Car Loans. Unsecured Personal LoansUnsecured Personal Loans are where a Lender agrees to lend you money, and does not take any security.Examples of Unsecured Personal Loans are lending money for Debt Consolidation, a Holiday, Furniture, even Home Renovations. Because no security is taken, Lenders place far more importance on the stability of the borrower; that is in their place of residence and employment, and their credit history; past and present. Secured Personal Loans, or Car LoansSecured Personal Loans are when the Lender lends money and takes security or a mortgage over an item; usually a motor vehicle.
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AFTER A PERSONAL LOAN? *rates determined by lenders, TAP, individual lending criteria applies. |
